Sell on kisti and know exactly who owes which instalment
Set your own plans, say 6 months at 7%. At the till pick the plan, take the down payment and print the dated schedule on the invoice. Every payment is matched to an instalment, and the EMI book shows who is late today.
7 days free · no payment · we import your products
- Your own plans and markup
- Schedule printed on the invoice
- EMI book: due and late
- One-tap SMS reminders
How do shops manage EMI and instalment sales in Bangladesh?
With Bisnesy a shop defines its own EMI plans by tenor with an optional markup, then sells on EMI from the till: down payment, first instalment date and a dated monthly schedule printed on the invoice. Each payment is applied to an instalment on the customer's ledger, an EMI book lists who is due or late with one-tap SMS reminders, and EMI sales and collections appear in the reports. EMI selling is on the Pro and Enterprise plans.
The instalment notebook problem
Electronics, furniture and motorcycle shops sell a lot on kisti, and keep it in a notebook. When a customer pays half of one month and some of the next, nobody is sure what is still due, and late payers are noticed only when they stop paying altogether.
An EMI sale
- 1
Plan
Create plans by tenor, with or without markup.
- 2
Sell
Pick the plan at the till, take the down payment, choose the first date.
- 3
Print
The invoice carries the full dated schedule.
- 4
Collect
Each payment is matched to the instalment it covers.
- 5
Remind
The EMI book shows who is due or late; send an SMS in one tap.
EMI book
Every running EMI with next due date, amount and days late, so collection starts the day a payment is missed.
In the customer's ledger
The customer's statement shows which instalment each payment covered, alongside any other dues.
Built for
- Electronics and mobile shops
- Furniture showrooms
- Motorcycle and parts dealers
- Any shop that sells on kisti
What Bisnesy doesn't do
Worth knowing before you choose.
- It is the shop's own instalment selling, not bank or card EMI.
- It does not do credit scoring or collect payments automatically.
Run a shop like yours before you decide
Open a demo shop that is already full of products, customers and dues. Make a sale, give credit, take a payment and watch the stock and the profit change. It is your own copy, and nothing you do in it can go wrong.
- Grocery
- Pharmacy
- Wholesale
- Clothing
- Footwear
- Mobile & electronics
- Hardware
- Online seller
- Agro inputs
Switch to Bisnesy without starting your business from zero
7 days of every Pro feature, and we set it up with you: your products imported, your opening stock and dues entered, a setup call in Bangla. No payment, no setup fee, and a 30-day money-back guarantee when you pay.
Setup requests go straight to our team in Dhaka on WhatsApp.
7 days of every Pro feature
POS, stock, accounting, HR and every report unlocked. No payment, nothing to install.
We import your products
Send your list on WhatsApp: an Excel file, an export from your old software, or a photo of your register. We load it for you.
We enter your opening stock & dues
Your current stock and what customers and suppliers owe, entered for you, so day one already looks like your shop.
A free setup call in Bangla
One call with our team to set up your invoice, staff and payment accounts and bill your first sale together.
30-day money-back guarantee, no questions asked
Tell us within 30 days of your first payment that it isn't working for you, and we refund it in full. No questions, no forms.
No setup fee, ever
Many business-software vendors charge a setup or licence fee up front. We don't. You pay only the plan, from ৳499 a month.
What happens if you start today
- 1Today
Open an account in two minutes. No payment, no payment.
- 2Day one
Send your product list on WhatsApp and we load it. We bill your first sale together.
- 37 days
Run every Pro feature in your own shop, no strings.
- 4Then
Pick a plan if it works for you. Not working within 30 days? Full refund, no questions asked.
Every day on paper is a day of dues and missing stock you never get back. Start today and tomorrow the whole picture is yours.
Money-back guarantee: within 30 days of your first payment, tell us Bisnesy isn't working for you and we refund that payment in full within 5 working days. No questions asked. One refund per account.
Questions people ask
Can I add interest?
Yes, each plan can carry a markup percentage for its tenor, or none.
What if a customer pays early or partly?
Payments are applied to instalments in order; the remaining balance stays on the schedule.
Which plans include EMI?
Pro and Enterprise.
Keep reading
Try it on today's sales.
Create your account, add a handful of products and bill your next customer through Bisnesy. Seven days free, no payment, cancel any time.