Books that are always right
Every sale, purchase, payment and expense posts itself to double-entry books. The trial balance always balances, and every report reads from the same ledger, so the numbers agree with each other.
Business types
bKash and Nagad agent hisab: float, cash and commission that match
Every cash-in and cash-out moves money between your drawer and a wallet. Bisnesy keeps the float for each channel, adds up the commission, and runs alongside the shop you already have.
7 days free · no payment · we import your products
- Float per wallet
- Commission tracked
- Recharge & bills too
The short answer
Can Bisnesy track bKash agent float and commission?
Yes. The Mobile Banking preset turns on agent banking: each channel (bKash, Nagad, Rocket…) has its own float balance, every cash-in and cash-out moves it against cash in hand, and commission is recorded per transaction. Mobile recharge and utility bill collection are separate lines you can switch on too.
Where the money leaks in a bkash / nagad agent, recharge & bill pay business
At night the drawer, three wallets and the notebook never agree. Commission is small per transaction, so a missed entry here and there quietly erases the day's income.
bKash / Nagad agent, recharge & bill pay: one day, on paper and on Bisnesy
On paper
Float
At night the drawer, three wallets and the notebook never agree.
?Commission
Small commissions go unrecorded and the day's income quietly vanishes.
?Shop and agent
Shop sales and agent cash share a drawer, so neither profit is clear.
?Recharge & bills
Flexiload and bill payments in yet another notebook.
?- Time it takesA lot
- Room for mistakesA lot
- Money that slips awayA lot
On Bisnesy
Float
Each wallet's float moves against cash with every transaction, and is always current.
Commission
Commission is recorded on every transaction, per channel.
Shop and agent
Agent transactions on their own screen, shop sales on the POS, each with its own profit.
Recharge & bills
Switch on recharge and bill collection, each with its own commission.
- Time it takesLittle
- Room for mistakesLittle
- Money that slips awayLittle
A bkash / nagad agent, recharge & bill pay on paper, and on Bisnesy
Keeping it in the khata With Bisnesy
- Float
Keeping it in the khata: At night the drawer, three wallets and the notebook never agree.
With Bisnesy: Each wallet's float moves against cash with every transaction, and is always current.
- Commission
Keeping it in the khata: Small commissions go unrecorded and the day's income quietly vanishes.
With Bisnesy: Commission is recorded on every transaction, per channel.
- Shop and agent
Keeping it in the khata: Shop sales and agent cash share a drawer, so neither profit is clear.
With Bisnesy: Agent transactions on their own screen, shop sales on the POS, each with its own profit.
- Recharge & bills
Keeping it in the khata: Flexiload and bill payments in yet another notebook.
With Bisnesy: Switch on recharge and bill collection, each with its own commission.
A day that balances to the taka, every commission counted, and a clear split between the shop and the agent business.
See it in your own shop, 7 days freeDifferent where it matters: right, safe, simple
Your data is safe and yours
Each staff member signs in with their own login and only sees what you allow. Every change is logged with who made it and when. Download any report or list as PDF or Excel whenever you like.
Simple enough for the counter
Bangla from the first screen. Tap a product or scan with the phone camera, and the bill is done. The till is shown to you step by step on the first day.
Keeps working when the internet doesn't
The till keeps billing offline and syncs later, without ever posting a sale twice. Works on the phone, tablet and PC you already have.
Khata, Excel or Bisnesy?
| Khata | Excel | Bisnesy | |
|---|---|---|---|
| Stock goes down with every sale | Only by hand | ||
| Each customer's baki, with one-tap reminder | Only by hand | Only by hand | |
| Profit & loss without an accountant | Only by hand | ||
| Bill on a phone, even offline | |||
| Staff can't see what they shouldn't | |||
| Set up for you, free |
How it works in Bisnesy
Balancing the day
- 1
Set opening float
Per wallet, and cash in hand.
- 2
Record transactions
Cash-in, cash-out, recharge, bill pay.
- 3
Check the float
Each wallet's balance is always current.
- 4
See commission
The day's earnings per channel.
What Bisnesy sets up when you choose “bKash / Nagad agent, recharge & bill pay”
Pick your business type when you create your shop and Bisnesy switches these on and seeds these units for you. Everything stays editable in Settings — turn a feature on or off, rename a unit or add your own.
Switched on
- bKash / Nagad / Rocket agent float per channel, with commission
Units ready to use
- Transaction
- Person
- Piece
- Sheet
- Service
Default unit on a new product: Transaction
Agent work trades in transactions, not goods, so no stock units are seeded. Add your shop's units in Settings if you sell goods too; recharge and bill collection have their own business types (and can be switched on for any business).
Agent work beside the shop
Many agents also run a grocery or phone shop. Both live in one Bisnesy business: shop sales on the POS, agent transactions on their own screen, each with its own profit.
Forecasts, product analysis and buyer insight included
Every bkash / nagad agent, recharge & bill pay business on Bisnesy gets the same intelligence layer: a dashboard that briefs you daily, forecasts with stated accuracy, and per-product answers. No add-on to buy.
- Next-3-months sales forecast and next-days cashflow projection, each labelled with its accuracy.
- Tap any product for its stock equation, profit and margin, monthly demand, variant winners and a reorder suggestion.
- Buyer behaviour at a glance: who carries the shop, who owes, who went quiet.
The full list
Everything this business gets
32 tools and 40 reports, set up for this trade when you create your shop. Anything not on every plan says which plan it starts from, so there are no surprises after you pay.
Made for this trade
- Agent banking, recharge & bills
Float per wallet, cash-in and cash-out, recharge and bill collection, each with its commission.
Selling & billing
- Point of sale
Bill on a phone, tablet or PC, in cash, bKash, Nagad, bank or due. Keeps billing without internet.
- Barcodes
Generate, print and scan barcodes, including with a phone camera.
- Label sheets in bulkFrom Pro
Print whole sheets of price labels for many products at once.
- Combos & bundlesFrom Pro
Sell several items as one; each part comes off stock.
- Customer-wise pricesFrom Growth
A regular or wholesale customer gets their own price automatically.
- Discount couponsFrom Pro
Make discount codes and see how many were used and what they cost.
Stock & purchases
- Products
Units, variants, batches and serials, set the way your trade needs them.
- Live stock
Stock moves with every sale, purchase and return; counts and write-offs keep it honest.
- Purchases & suppliers
Supplier bills at the real average cost, returns, and what you owe each supplier.
- Branches & godownsFrom Growth
Stock per location, with transfers between them.
- Bulk import
Bring products and customers in from a spreadsheet in one go.
Money & accounts
- Payments & dues
Money in and out against bills, oldest first, across cash, bank and mobile wallets.
- Expenses
Rent, bills, salaries and the daily bazar, by category, into profit & loss.
- Other income
Income that isn't a sale, recorded where it belongs.
- Every transaction in one feed
Sales, purchases, payments and expenses, newest first, searchable.
- Double-entry accountingFrom Growth
Journals post themselves from your daily work; an accountant can read the books.
- Capital, loans & assetsFrom Growth
Owner's capital, bank or NGO loans with instalments, and fixed assets.
Customers & reminders
- Baki khata
Every customer and supplier with their own ledger, ageing and statement.
- Reminders & alerts
Daily alerts to the owner for overdue dues, low stock, expiring batches and loan instalments.
- Customer SMS
Balance reminders and offers sent straight to customers' phones by SMS.
- Membership pointsFrom Pro
Regulars earn points on what they buy and use them later.
Staff
- Salaries & payrollFrom Growth
Monthly salaries, advances and payslips, into the same books.
- Attendance & leaveFrom Pro
Who came in, who is on leave, and the month's attendance per person.
- Sales targetsFrom Pro
A target per salesperson and how far along they are this month.
Selling beyond the counter
- Your own online shopFrom Pro
A public page with your products, live price and real stock. Customers add to a bag, pick a size or a combo, apply a coupon code and send the order — no app to install.
- Check your due & warranty
Every printed bill carries a QR that opens the verified bill on the customer's phone, and pages to check a due by mobile number or a warranty by serial / IMEI.
- Courier parcels & delivery
Import a courier's parcel list and it becomes real orders with addresses and amounts, then track delivered, returned and cancelled against the same customers and stock.
- Send to Steadfast, Pathao or RedXFrom Pro
Book the parcel straight from the sale, check the customer's delivery record before you ship, and watch the status update by itself.
- Sales channels
Every bill is tagged with where it came from — counter, your online shop, Facebook, WhatsApp — and a report compares them.
Tools to sell more
- Photo StudioFrom Pro
Remove a product photo's background with AI, compress and crop it, in the browser.
- Design Studio
Social media posts and visiting cards from ready templates.
Reports
- Sales register
- Purchase register
- Sales returns
- Purchase returns
- All transactions
- Item list
- Income & expense
- Expense by category
- Income by category
- Discount given
- Salesperson performance & targetsFrom Pro
- Report: Loyalty & reward pointsFrom Pro
- Report: Attendance & leaveFrom Growth
- Report: Payroll & salary costFrom Growth
- Sales by channel
- Cash in hand
- Bank statement
- Party statement
- Daybook
- Trial balanceFrom Growth
- Balance sheetFrom Growth
- Assets scheduleFrom Growth
- Liabilities & equityFrom Growth
- Profit & lossFrom Growth
- General ledgerFrom Growth
- Cash flowFrom Growth
- VAT returnFrom Growth
- Tax on salesFrom Growth
- Tax on purchasesFrom Growth
- Product performance
- Slow-moving & dead stock
- Busy hours & days
- Report: Category performance
- Branch performanceFrom Pro
- Counters & cashier shiftsFrom Pro
- Report: EMI sales & collectionsFrom Pro
- Online store ordersFrom Pro
- Top parties
- Receive / give money
- Stock on hand & value
Built for
- bKash / Nagad / Rocket agents
- Flexiload shops
- Bill collection points
What Bisnesy doesn't do
Worth knowing before you choose.
- It does not connect to the bKash or Nagad agent apps — transactions are recorded, not performed.
No sign-up needed
Run a shop like yours before you decide
Open a demo shop that is already full of products, customers and dues. Make a sale, give credit, take a payment and watch the stock and the profit change. It is your own copy, and nothing you do in it can go wrong.
Open a demo shopOne tap. No phone number, no password.
- Grocery
- Pharmacy
- Wholesale
- Clothing
- Footwear
- Mobile & electronics
- Hardware
- Online seller
- Agro inputs
How it works
From sign-up to your first sale in 5 minutes
You don't need a setup call or a training day (we'll do a call free if you'd like one). Bisnesy walks a new shop through its first products and its first sale — on the real till, with real stock and real books.
Time so far0:000:250:481:051:301:522:203:103:554:304:52
- 1 minute
01Tell us about your shop
Sign up, name your shop and pick its type. Units, accounts and tax are set up the right way for it.
- 2 minutes
02Add products in one go
Tap common items or type your own — just the name, the price and how many you have. Stock and its value go in with them.
- 1 minute
03Make your first sale
The till shows you exactly where to tap. Stock comes down, the money lands in cash or bKash, and profit updates by itself.
Start free — first sale in 5 minutes7-day free trial · no payment · Bangla & English
5
minutes to first sale
৳0
to start, 7-day trial
10+
modules, one login
100%
your data, your control
The Bisnesy Switch Offer
Your bKash / Nagad agent, recharge & bill pay on Bisnesy by tomorrow, set up by us
7 days of every Pro feature, and we set it up with you: your products imported, your opening stock and dues entered, a setup call in Bangla. No payment, no setup fee, and a 30-day money-back guarantee when you pay.
Setup requests go straight to our team in Dhaka on WhatsApp.
7 days of every Pro feature
POS, stock, accounting, HR and every report unlocked. No payment, nothing to install.
We import your products
Send your list on WhatsApp: an Excel file, an export from your old software, or a photo of your register. We load it for you.
We enter your opening stock & dues
Your current stock and what customers and suppliers owe, entered for you, so day one already looks like your shop.
A free setup call in Bangla
One call with our team to set up your invoice, staff and payment accounts and bill your first sale together.
30-day money-back guarantee, no questions asked
Tell us within 30 days of your first payment that it isn't working for you, and we refund it in full. No questions, no forms.
No setup fee, ever
Many business-software vendors charge a setup or licence fee up front. We don't. You pay only the plan, from ৳499 a month.
What happens if you start today
- 1Today
Open an account in two minutes. No payment, no payment.
- 2Day one
Send your product list on WhatsApp and we load it. We bill your first sale together.
- 37 days
Run every Pro feature in your own shop, no strings.
- 4Then
Pick a plan if it works for you. Not working within 30 days? Full refund, no questions asked.
Every day on paper is a day of dues and missing stock you never get back. Start today and tomorrow the whole picture is yours.
Money-back guarantee: within 30 days of your first payment, tell us Bisnesy isn't working for you and we refund that payment in full within 5 working days. No questions asked. One refund per account.
Questions people ask
Can I run a shop and an agent business together?
Yes — switch the agent line on for your shop, or keep them as two businesses under one account.
Can my bkash / nagad agent, recharge & bill pay's old khata dues and stock be brought in?
Yes, and we do it for you, free. Send your product list on WhatsApp (an Excel file, an export from your old software, or a photo of your register) and we load it. We also enter what customers and suppliers owe and your current stock, so day one already looks like your shop.
Will sales stop if the internet goes?
No. The POS keeps billing when the internet drops. Sales are kept on the phone or PC and sync by themselves when the connection returns, and a sale is never posted twice.
Can I run my own online shop?
Yes. Switch it on in Settings and your business gets a public shop page showing your products, real prices, live stock and your variants or combos. The customer adds items to a bag, applies a coupon code, leaves a delivery address and sends the order — no app to install, just a phone browser. The order lands in your app as new, and you move it through confirmed, processing, out for delivery and completed (or cancel it), adding a delivery charge or a discount when you need to, then turn it into a quotation and a sale like any other order. You can also list the shop in the public directory on bisnesy.com, so new customers can find you.
Can customers check their own due and warranty?
Yes, and they need nothing installed. Every printed bill carries a QR that opens that verified bill on their phone, and you can switch on a due-check page (by mobile number) and a warranty-check page (by serial / IMEI or mobile number). They are web pages, so they work on any phone, and you decide whether to turn each one on.
How do I keep track of courier deliveries?
With F-Commerce you import the courier's parcel or parcel-list file and it becomes real orders — customer, delivery address, amount and the courier's own consignment number — with stock coming off as it should. The courier's status updates then give you delivery analytics: delivered, returned and cancelled, against the same customers you already have. Delivery cost and commission post into your books like any other cost.
Can I see sales forecasts or which products actually move?
Yes. The dashboard carries a next-3-months sales forecast and a next-days cashflow projection, each with a stated accuracy. Tap any product for its stock equation, profit, monthly demand and a reorder suggestion. Buyer behaviour — who carries the shop, who owes, who went quiet — arrives in a daily brief. Nothing extra to buy for your bkash / nagad agent, recharge & bill pay business.
How do I know which plan I need?
Every feature is open for the first 7 days, and nothing to pay. Run it in your own shop, see what you use, then choose. The list above says which plan each feature starts from, so there are no surprises after you pay. And if it isn't working within 30 days of your first payment, you get that payment back in full, no questions asked.
Keep reading
Try it on today's sales.
Create your account, add a handful of products and bill your next customer through Bisnesy. Seven days free, no payment, cancel any time.